Finance Your New Memory Foam Bed!
MemoryFoamBeds.com offers two convenient Charge Programs: Revolving Charge and 18 Month Deferred Billing.
Revolving Charge
* Small monthly payment each month
* Opportunity to buy a better bed for just dollars more a month
* Easy online credit application
* No application fee
* No money down, no advanced payments or security deposits required
18 Month No Payment and No Interest !
*18 Months No Payments and No Interest: Offer valid subject to credit approval through Shoppers Charge Accounts Co., a division of TD Banknorth N.A. No payments required during the Promotional Offer period except for any applicable fees and charges. Finance charges will be assessed from date of purchase unless the total purchase price plus any applicable fees and charges are paid in full within the promotional time period and provided any other amounts due on the account are paid as agreed during the promotional period. Current Annual Percentage Rate is 21%.
Apply Securely Online Now or Call 1-800-887-9182
Apply Now Online
No Purchase Necessary - Simply apply now by filling out the secure online application, or call to talk to a financing representative to get approved quicker.
Financing FAQ's
Q: What type of financing do you offer?
A: We offer 2 different plans; 12 Month deferred billing and a revolving charge.
Q: Do I need to make a purchase before applying for financing?
A: No, you can apply right now before buying anything. Simply fill out the secure online application or call to speak with one of our representatives.
Q:What is the interest rate on the revolving charge?
A: It works just like any other store credit card. It is APR, which means that the interest rate varies. Right now it is around 21%.
Q: What happens if I take more than 12 Months to pay off the balance?
A: The finance company charges a penalty and back interest on the total amount financed.
A: What is my minimum payment?
Q: On the 12 Month deferred billing plans there is no minimum payment. On the revolving charge, the minimum payment is 5% of the amount financed plus interest.